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A refreshingly clear approach to your financial planning


Integrity is the essence of everything sucessful."

R. Buckminster Fuller

Independent Financial Advice - Colchester

From our office in Wivenhoe, Colchester, we provide clear understandable independent financial advice to private clients, businesses and trustees in Colchester and throughout Essex, Suffolk, Norfolk and East Anglia - and occasionally even further afield. Our first class, personal, financial planning service can provide you with advice on Investments, Pensions, Insurances and Mortgages and our clients span all age groups from those just starting out in life to others seeking Equity Release, Inheritance Tax or Long Term Care advice.

You are our focus

Whether you are seeking complex investment advice or just wish to discuss your life insurance, your needs and aspirations are at the centre of everything we do. You will always take centre stage.

"... the service you have provided us has been exceptional, not only in terms of the quality of advice you have given us, but also in the way that nothing has ever been too much trouble…"

Mr & Mrs H, Soham


Our Approach

We enjoy working with our clients and our approach is of course professional, but also relaxed. Our relationship with you will be underpinned by our clarity and integrity ... we do what we say we will, when we say we will.

Clarity in all things is our aim. That is why we have a glass sphere as our emblem.

When working with us you can expect the following three aspects to our relationship:

  • Advice:  Clear and Understandable

  • Service: Professional and Friendly

  • Fees:     Transparent and Fair

Whatever plans or aspirations you have, our services are helping people just like you to manage their day-to-day finances better, protect what they have and work towards achieving their dreams.

The next step

""We offer an initial discussion meeting at our expense and with no obligation at all. We will explain who we are and how our independent financial advice services work. We will then focus on your goals and priorities and explore how we might be able to help you. There is no clock ticking in the background at any of our meetings. You will have all the time you need to ask questions so that you can decide what is right for you.

Our meetings will normally be held in the comfort of your own home or office. This is part of our service commitment to you.

If you wish to continue, and engage our services, we will agree the fee for the work with you at that meeting.  If you decide not to proceed then we will politely leave you alone. If you do not want our help we still wish to leave you feeling that our meeting was of value.

Call us on 01206 823953 or This email address is being protected from spambots. You need JavaScript enabled to view it. to arrange a free introductory meeting


Scamproof your savings

Scammers are after your pension pot! They will try to lure you with promises of one-off investments, pension loans or upfront cash. Most of these are bogus.

Read more ...

10 Rules for Successful Investment

Successful long-term investment is not just about buying low and selling high - although that is always a good principle to bear in mind.

Read more ...

Pension Death Benefits

Clients hoping to leave a flexible legacy to family members from their pension need to check that they have everything in place to make that happen. Trying (your executors) to achieve this after your death may be impossible if you were stuck in a pension scheme which doesn't offer the new freedoms, or with an outdated death benefit nomination.

Read more ...

Twitter Feed

Please follow the link for a better image of our Weekly Market Commentary 9 days ago)

Excellent and productive meeting today @NetworkingEvo If you want to promote your business through warm and friendly networking just call.(posted 14 days ago)

Refresher training on inheritance tax with AXA this morning. CPD never stops!(posted 15 days ago)

Pound Low - Shares high. The roller-coaster is off! See our Weekly Market Commentary 16 days ago)

Phew ... back in now. Won't do that again!(posted 17 days ago)

Locked ourselves out. Waiting for the locksmith. Stooopid! And it's raining too!!(posted 17 days ago)

@auroravoices @auroravoices @musikatenotes @ArcariaFS(posted 20 days ago)

Come and see Opera Through the ages on Thursday 11th 12:30 at Coggeshall Church. Your best lunch hour this week!(posted 22 days ago)

@wivenhoetown_fc under 13s. Fantastic game on Sunday with a well-deserved win. So good to watch. By the way, I love the new Arcaria shirts.(posted 23 days ago)

Download our weekly market commentary here. Markets may be more stable now we know when ar… 23 days ago)

Check out our weekly market commentary No great shocks last week. Putin and Corbyn re-elect… 30 days ago)

Annuities are a guaranteed income for life. Don't write them off! @CanLifeInvsUK has just increased their rates.(posted 34 days ago)

Polly now has some new friends, although they are very small. See them on 37 days ago)

Mark Carney gets a bit of a spanking by Parliament - see our Weekly Market Commentary. 44 days ago)

We rarely stray into politics but ... is Trump serious about Putin? How can you compare him with Obama? Frankly this is scary rhetoric.(posted 48 days ago)

House prices have fallen by a little under 1% since June. Average price is now £213,390. Still a huge amount of money for many people.(posted 48 days ago)

Foreign goods are getting more expensive - so, buy more British! Here is our weekly market commentary. 51 days ago)

Give us a call to find out about friendly and effective business networking. 56 days ago)

Our market commentary for last week. EC wants £17bn in unpaid tax from Apple. Is that the image they really want? 57 days ago)

See our weekly market commentary - Will China's support for its manufacturing swamp us with goods near Christmas? 65 days ago)

  • Clear Understandable Advice
  • Professional and Friendly Service
  • Fair and Transparent

CII Code of Ethics                                     Privacy Policy

 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

Website by Footsteps Design



If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4 567.